Arvind Kumar Bhandari is an Independent Director of our Company. He holds a Bachelor of Science (Agriculture) degree from University of Udaipur and a Master of Business Administration (Project Management) degree from Jaipur National University. He has previously worked with Bank of India in the capacity General Manager where he has achieved superannuation. He holds an experience of over 34 years in banking sector. He has been appointed in our Company since March 12, 2026, in the capacity of an Independent Director.